Home
 




Approval Info...

Getting approved for a private college loan

Getting the education that you have always wanted is not as hard as your may think it is.  Getting approved for private student loans is as simple as the click of a mouse if you have excellent credit or a cosigner with an excellent credit history. BUT, these student loans must be used responsibly, spent on school, tuition and college related expenses. Repayment is a MUST. If you fail to repay your student loans, it could very well injure your credit score and prevent you from obtaining credit dependent purchases like your first house when you finally find it.

If you are still unsure as to what you need to do to apply for private student loans, start at the top of this private student loan page and browse lenders and compare offers. Also seek the advice of a loan specialist or counselor at your school. Together the two of you, along with your parents, can choose the best collegiate lender's option to meet your own scholastic funding needs.

 


PRIVATE STUDENT LOANS

As the overall cost of attending college increases, most students and parents find themselves unable to covers all the expenses. This is one of the reasons why Private Student Loans have become so popular. The interest rates are almost as low as Federal Stafford Loan rates with several private lenders.

Private Student Loans, Also known as Alternative Student Loans, cover tuition, supplies, room and board, a computer, study-abroad and even air travel home. Lender sends the funds directly to you. Pretty self explanatory. Many lenders are now offering private student loans to fill the gap between what they are eligible for from the government (SAR) and the total cost of attendance from going to college.

These trusted companies offer private student loans with
the best customer service we've found with low interest rates:

Chase Private Student Loans - Borrow from $1,000 to $40,000 per year for educational expenses not covered by Federal loans. Defer payment until after graduation. Click here for more info.

As you determine the best way to finance your education, you should consider the full range of student financial aid options available. Private loans, like the Chase Private Student Loan, can be used when federal loans, grants and other forms of financial aid are not sufficient to cover the full cost of education.

Astrive Student Loans - Borrow the Money You Need for Your Tuition, Room/Board & Much More

Private Student Loans is a Free Guide to private student loan issuers. Featuring over 100 lenders, including state lender sections. No registration required.

NextStudent -offers private student loans at low interest rates with friendly, helpful customer service.

ACT Private Education Loans - Funds sent straight to you in as few as 5 business days. Option to defer payments until graduation.

Private Student Loan Network - offers information and resources for private student loans and consolidations.

Nellie Mae - offers low rates on private loans. Good customer service.

If you are a lender requesting listing on this site, please contact us at: help @ student-loans.org (delete spaces)

Once you have graduated, or if you are going to graduate within six months, Student Loan Repayment is something you must be educated about and prepared for. Student Loan Repayment Page >

 

Student loans | Private Loans
Copyright  Student Loans.org 2008 All Rights Reserved