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For nearly all educational funding options, from grants and scholarships to college student loans and work study, your first step is to apply for financial aid via the FAFSA (Free Application for Federal Student Aid). Doing this will determine your financial need and eligibility – in other words, which aid you qualify for, and how [...]

Federal loans help students and their families to obtain financial aid to pay for college or a university. This is the largest student financial aid program in the USA. It produces tax benefits. It offers subsidized and unsubsidized Federal Stafford Loans, Federal Plus Loans (for parents) and Federal Consolidation Loans.
Private financial institutions (banks, credit cooperatives [...]