- Investigate financial aid and scholarship opportunities. There are many ways to pay for college. In addition to personal savings, like 529 programs, most people pay for college with a mix of low-interest loans, federal and state grants, work-study programs and scholarships. If you’re looking for a federal student loan or other government aid, you must complete the FAFSA—Free Application for Federal Student Aid—every year. Collect information for scholarship opportunities by talking to high school and college advisors.
Tip: To help your college student learn personal finances, try online tools to help your student set a college budget. You’ll find this and other resources at the L4 (U.S. Department of Education, Federal Student Aid division at)
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