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Archive for October, 2008
Depending on your financial aid need circumstances, the Federal Methodology will use one of three models to decide your EFC: the regular, the simplified, and the automatically assessed formulas. Which one is applied depends on your financial aid and need situation.
The Regular Formula – Assets and Income
For the majority of us, this is the formula [...]
The process of determining federal college student aid eligibility is different from the process of applying for admission to a college or university. The Free Application for Federal College Student Aid Assistance (FAFSA) is the basic application that will be used to apply for federal college student aid.
1. You should know that applying for federal college [...]
The federal government does require college students to complete the U.S. Department of Education’s Free Application for Federal College Student Aid (FAFSA) as a basic application for its federal student financial aid assistance programs. You can get one from your high school or your college for the appropriate year (usually available in November), or you [...]
While everybody would like to go to college debt-free, college student loans are unfortunately unavoidable in today’s educational world. While college student loan debt is a common occurrence of attending college, it does not have to be overwhelming. You can make the process of taking out a college student loan to pay for school less [...]
Federal Stafford College Student loans are a fixed rate college student loan for undergraduate college students attending a college or university at least half time. Stafford college student loans are the most common and one of the lowest cost effective ways to pay for school. There are two different kinds of undergraduate federal college student [...]
Avoiding Student Loan Debt and Choosing the Right College
Today there seems to be more financial aid assistance available than ever before: more federal aid, institutional incentives, as well as more scholarships. Even by taking advantage of all of the above options, many college students still come up short. Unfortunately, college students often find themselves strapped [...]
Most universities and colleges will offer a Federal Direct Stafford Student Loan (Federal Direct Subsidized and Unsubsidized Student Loans) as a participant in the William D. Ford Federal Direct Student Loan Program. When you borrow a Federal Direct Student Loan, you are borrowing from the federal government by receiving funds directly through your college or [...]
