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Archive for September, 2008
Federal College Student Loans
Your federal financial aid assistance award letter will inform you about the federal college student loans for which you qualify for. There are five types of college student loans that you may see on your federal financial aid assistance award letter.
• Federal Perkins College Student Loans
• Federal Stafford College Student Loans
Subsidized Federal Stafford College [...]
A Student Financial Aid Assistance Program’s mission is to support a College’s mission of putting the needs of college students at the fore front of any decision making process. In maintaining this mission, the Financial Aid Assistance and Scholarship Program personnel can assist any college student in securing the necessary funds to pursue their educational [...]
Veteran’s education benefits will be treated as resources, not income, for Federal student financial aid purposes. What this means is veterans should not report their veteran’s education benefits as income on the FAFSA. The FAFSA will include separate questions that ask about the monthly benefits and the number of months of benefits still expected during [...]
After graduating, leave school, or dropping below half time enrollment, you will have a six-month grace period before you must begin to repay your college student loan. During this period, you will then receive payment information, and you will be notified of your first payment due date. You alone are responsible for beginning repayment on [...]
Direct Student Loans and Federal Family Education College Student Loans (FFEL) are the two largest government federal college student loan programs. FFELs are guaranteed college student loans made by a private lender. This means the government will reimburse the lender when a borrower defaults, or otherwise fails to pay back the loan. However, before being [...]
Most college students will borrow money, or take out a college student loan from a number of sources. Unlike free forms from federal financial aid, like grants or scholarships, college student loans will have to be repaid at some point. Not only will the total amount borrowed need to be repaid, but also it must [...]
There was a time in history were bad credit might have meant that it would be almost impossible for a college student and or their parents to quality for necessary college student loans in order to fund an advanced education. Fortunately, for many of us, a number of factors regarding the higher educational system has [...]
For many college students, financial aid can greatly affect their decision as to whether or not they will attend college, or which institution they do attend. Because of the importance, the decision to apply for a financial aid program, and which program to accept, should be made only with a total and complete understanding of [...]
Federal Perkins Student Loans are low interest government student loans made through a participating school to undergraduate and graduate college students with substantial financial need. In order to qualify for a Perkins college student loan, a college student’s Expected Family Contribution (EFC), determined by the government’s FAFSA (Free Application for Federal Student Aid) will have [...]
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