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Blogroll
Archive for April, 2008
For nearly all educational funding options, from grants and scholarships to college student loans and work study, your first step is to apply for financial aid via the FAFSA (Free Application for Federal Student Aid). Doing this will determine your financial need and eligibility – in other words, which aid you qualify for, and how [...]
The widening sub prime mortgage crisis has snared another traditionally safe corner of the credit markets: private student loans. Many parents and students lining up college financing this spring will find fewer companies offering loans and, for private student loans, more stringent lending criteria and higher interest rates and fees.
Unlike federal loans, whose interest rates [...]
Federal loans help students and their families to obtain financial aid to pay for college or a university. This is the largest student financial aid program in the USA. It produces tax benefits. It offers subsidized and unsubsidized Federal Stafford Loans, Federal Plus Loans (for parents) and Federal Consolidation Loans.
Private financial institutions (banks, credit cooperatives [...]
Government student loans are guaranteed by the U.S. Department of Education. The government loan program is more commonly know as the FFELP (Federal Family Education Loan Program). Government or federal loans are not credit-based (with the exception of the PLUS loan). For these loans, interest rates are usually lower than private student loans, but they [...]
Federal student loans in the United States are authorized under Title IV of the Higher Education Act as amended. When it comes to federal student loans, there are a number of programs available. The following information provides background on federal loans Always consider federal student loans first!
These loans supply financial aid for students enrolled at [...]
To be considered for federal financial student aid, a student must complete a FAFSA unless the only aid he wants to receive is a PLUS loan via his parent. The FAFSA collects financial and other information used to calculate the expected family contribution (EFC) and to determine a student’s eligibility through computer matches with other [...]
Many college graduates start out with a staggering load of college student loan and credit card debt. Here are some smart strategies for tackling it — and erasing it altogether.
The average college student is now more than $20,000 in debt at graduation. The average salary for a newly earned graduate, meanwhile, is $30,000.
No wonder so [...]
So, you have decided to become a doctor. How do you think you are going to pay for it? There are many programs out there to help with financial aid. The below is giving you some guidelines about eligibility and such.
The purposes of such programs are to enable needy medical students to [...]
Are you already saddled with year after year of tuition hikes, college students and their families are facing a new financial squeeze: Fewer places to borrow money.
Tightening credit and higher costs have driven more than 40 companies from the college student loan business in recent months. Financial aid experts predict more up-front costs for student [...]
Commercial financial aid program advice services can cost well over $1,000. You might have heard or seen these claims at seminars, over the phone from telemarketers, or online:
• “Buy now or miss this opportunity.” Do not give in to pressure tactics. Remember, the “opportunity” is a chance to pay for information you could find yourself for [...]
