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You have a choice of repayment plans if you received a FFEL or a Direct Student Loan. Federal Perkins Loans do not have repayment plan choices. Generally, you have up to 10 years to repay. Your monthly payment will depend on the size of your debt and the length of your repayment period. Note to [...]
The Ins and Outs of Scholarships for Women
By Student Loans.org
Over the last few decades, women have entered the work forces of America in bigger and bigger numbers. Gone are the days when men went to post secondary school, and earned a living for their family, while the women stayed home and kept house.
In today’s [...]
The U.S. Department of Education administers the Federal Family Education Loan (FFEL) Program and the William D. Ford Federal Direct Loan (Direct Student Loan) Program. Both the FFEL and Direct Loan programs consist of what are generally known as Stafford Loans (for students) and PLUS Loans (for parents).
Schools generally participate in either the FFEL or [...]
Where to Apply for Student LoansStarting college can be a bit overwhelming to say the least. Applying for student loans can add to the stress. It is important to know where to go to apply for student loan. There are many types of student loans out there for students to choose from so you want [...]
Need help paying for college? Here is a little information on available financing.
When it comes to big-ticket items, you have to pay for in your lifetime, it does not get much bigger than higher education. Indeed, predictions are that college tuition will increase by about twice the rate of general inflation, year over year. This [...]
Keep your government student loan simple, that could be your motto during the process of applying for federal government student loan. The easiest way for you to do this is to be sure you have all of your pertinent information ready to go onto a government loan form at a moments notice. The documents you [...]
There are several different options available for students in terms of student loans; however, the following are the 10 Best Student Loan Options:
Subsidized Stafford Loan
Unsubsidized Stafford Loan
Federal Perkins Loan
Federal PLUS loan for parents
Direct [...]
Student Loan Consolidation ServicesBy Student-Loans.org Student loan consolidation services provide a wide variety of servicing functions for borrowers. A big part of the services include deferment programs that help alleviate the hardship associated with repayment based on different seniors. The following is a list of deferment student loan consolidation services offered to borrowers who qualify.Economic Hardship [...]
Now that you are facing the stress of dealing with the repayment of your student loans, you may want to opt for consolidation. Student loans consolidating can be tricky, and several factors need to be taken into consideration when making your decisions. However, if you decide that the benefits of consolidation outweigh the drawbacks, you [...]
Student Loans Consolidation RatesBy Student-Loans.org To calculate student loans consolidation rate you must first understand all the interest rates of your loans you wish to combine. The federal consolidation student loans consolidation rate is dependent upon these figures.Currently, federal student loans awarded after June. 31, 2006 have an interest rate of 6.8 percent (all numbers are as [...]
